{"id":12178,"date":"2022-09-22T15:28:11","date_gmt":"2022-09-22T15:28:11","guid":{"rendered":"http:\/\/TheNextWeb=1391399"},"modified":"2022-09-22T15:28:11","modified_gmt":"2022-09-22T15:28:11","slug":"uk-scaleup-launches-groundbreaking-approach-to-id-verification-turning-your-head","status":"publish","type":"post","link":"https:\/\/www.londonchiropracter.com\/?p=12178","title":{"rendered":"UK scaleup launches groundbreaking approach to ID verification: turning your head"},"content":{"rendered":"\n<p><span>A UK scale-up this week unveiled an industry-first approach to identity verification: asking users to turn their heads.<\/span><\/p>\n<p><a href=\"https:\/\/onfido.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>Onfido<\/span><\/a><span>, an Oxford University spin-out, launched the software amid surging identity fraud. Growing economic pressures, increasing digitization, and <\/span><a href=\"https:\/\/www.pwc.com\/gx\/en\/issues\/crisis-solutions\/covid-19\/increased-fraud-economic-crime.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>pandemic-fuelled upheaval<\/span><\/a><span> recently led politicians to warn that <\/span><a href=\"https:\/\/www.theguardian.com\/money\/2022\/feb\/02\/government-faces-urgent-call-to-tackle-britains-epidemic\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>a \u201cfraud epidemic\u201d<\/span><\/a><span>&nbsp; is sweeping across Onfido\u2019s home country of the UK.<\/span><\/p>\n<p><span>Similar developments have been observed around the world. In the US, for instance, around 49 million consumers fell victim to identity fraud in 2020 <\/span><span>\u2014<\/span><span> costing them a total of <\/span><a href=\"https:\/\/www.apple.com\/uk\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>around $56 billion<\/span><\/a><span>.<\/span><\/p>\n<div class=\"inarticle-wrapper neural channel-cta hs-embed-tnw\">\n<div id=\"hs-embed-tnw\" class=\"channel-cta-wrapper\" readability=\"6\">\n<div class=\"channel-cta-img\"><img decoding=\"async\" class=\"js-lazy\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/07\/neural.webp\"><\/div>\n<p><noscript><img decoding=\"async\" src=\"src='https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/07\/neural.webp'\"><\/noscript><\/p>\n<div class=\"channel-cta-input\" readability=\"7\">\n<h2 class=\"channel-cta-title\">Greetings, humanoids<\/h2>\n<p class=\"channel-cta-tagline\">Subscribe to our newsletter now for a weekly recap of our favorite AI stories in your inbox.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><span>These trends have triggered <\/span><a href=\"https:\/\/www.globenewswire.com\/en\/news-release\/2022\/08\/01\/2489753\/0\/en\/Identity-Verification-Market-Size-is-projected-to-reach-USD-32-94-Billion-by-2030-growing-at-a-CAGR-of-16-35-Straits-Research.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>a boom in the ID verification market<\/span><\/a><span>. Increasingly sophisticated fraudsters are also forcing providers to develop more advanced detection methods.<\/span><\/p>\n<p><a href=\"https:\/\/onfido.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>Onfido<\/span><\/a><span> gave TNW an exclusive demo of their new entry to the field: a head-turn capture experience dubbed Motion.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><\/p>\n<blockquote class=\"c-richText__pullQuote\">\n<div class=\"c-richText__pullQuoteGradient\">\n<p class=\"c-richText__pullQuoteQuote\">This was the sweet spot.<\/p>\n<\/p><\/div>\n<\/blockquote>\n<p><\/span><\/p>\n<p><span>The uptake of biometric onboarding has been curbed by two key problems. \u201cActive\u201d detection methods, which ask users to perform a sequence of gestures in front of a camera, are notorious for <\/span><a href=\"https:\/\/www.idrnd.ai\/wp-content\/uploads\/2020\/02\/IDRD-Passive-Facial-Liveness-Whitepaper-Feb2020.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>high abandonment rates<\/span><\/a><span>. <\/span><\/p>\n<p><span>\u201cPassive\u201d approaches, meanwhile, remove this friction as they don\u2019t require specific user actions, but this often creates uncertainty about the process. A little bit of friction can reassure customers \u2014 but too much scares them away.<\/span><\/p>\n<p><span>Motion attempts to resolve both these issues. Giulia Di Nola, an Onfido product manager, told TNW the company tested more than 50 prototypes before deciding that head-turn capture provides the best balance.<\/span><\/p>\n<p><span>\u201cWe experimented with device movements, different pattern movements, feedback from end users, and work with our research team,\u201d she said. \u201cThis was the sweet spot that we found was easy to use, secure enough, and gives us all the signals we needed.\u201d<\/span><\/p>\n<figure class=\"post-image post-mediaBleed aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1391437 js-lazy\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01.jpeg\" alt=\"Onfido works with Check\" width=\"894\" height=\"596\" sizes=\"(max-width: 894px) 100vw, 894px\" data-srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01.jpeg 894w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-280x187.jpeg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-203x135.jpeg 203w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-405x270.jpeg 405w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-796x531.jpeg 796w\"><figcaption><a href=\"https:\/\/thenextweb.com\/news\/onfido-launches-industry-first-biometric-id-verification-system-motion#\" data-url=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Feditorial.thenextweb.com%2Fneural%2F2022%2F09%2F22%2Fonfido-launches-industry-first-biometric-id-verification-system-motion%2F&amp;via=thenextweb&amp;related=thenextweb&amp;text=Check out this picture on: Onfido sells Motion as an SDK to clients such as scooter rental platform Check, which uses the system to open customer accounts. Credit: Check\" data-title=\"Share Onfido sells Motion as an SDK to clients such as scooter rental platform Check, which uses the system to open customer accounts. Credit: Check on Twitter\" data-width=\"685\" data-height=\"500\" class=\"post-image-share popitup\" title=\"Share Onfido sells Motion as an SDK to clients such as scooter rental platform Check, which uses the system to open customer accounts. Credit: Check on Twitter\"><i class=\"icon icon--inline icon--twitter--dark\"><\/i><\/a>Onfido sells Motion as an SDK to clients such as scooter rental platform <a href=\"https:\/\/ridecheck.app\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Check<\/a>, which uses the system to open customer accounts. Credit: Check<\/figcaption><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1391437\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01.jpeg\" alt=\"Onfido works with Check\" width=\"894\" height=\"596\" srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01.jpeg 894w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-280x187.jpeg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-203x135.jpeg 203w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-405x270.jpeg 405w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/09\/01-796x531.jpeg 796w\"><\/noscript><\/figure>\n<p><span>Onfido says the system\u2019s false rejection and acceptance rates are under 0.1%. The verification speed, meanwhile, is 10 seconds or under for 95% of users. That\u2019s quick for onboarding clients, but fairly slow for frequent use \u2014 which may explain why Onfido isn\u2019t yet using the service for regular authentication.&nbsp;<\/span><\/p>\n<p><span>In our demo, the process felt swift and seamless. After sharing a photo ID, the user is directed to provide their facial biometrics via a smartphone. They\u2019re first instructed to position their face within the frame and then to turn their head slightly towards the right and the left \u2014 the order doesn\u2019t matter. <\/span><\/p>\n<p><span>As they move, the system provides feedback to ensure correct alignment. Moments later, the app delivers its decision: clear.<\/span><\/p>\n<h2>Under the hood<\/h2>\n<p><span>While the user turns, <\/span><a href=\"https:\/\/thenextweb.com\/topic\/artificial-intelligence\" target=\"_blank\" rel=\"noopener noreferrer\"><span>AI<\/span><\/a><span> compares the face on the camera with the one on the ID.&nbsp;<\/span><\/p>\n<p><span>The video is sequenced into multiple frames, which are then separated into different sub-components. Next, a suite of <\/span><a href=\"https:\/\/thenextweb.com\/topic\/deep-learning\" target=\"_blank\" rel=\"noopener noreferrer\"><span>deep learning<\/span><\/a><span> networks analyzes both the individual parts and the video in its entirety.&nbsp;<\/span><\/p>\n<p><span>The networks detect patterns within the image. In facial recognition, these patterns range from the shape of a nose to the colors of the eyes. In the case of anti-spoofing, the patterns could be reflections from a recorded video, bezels on a digital device, or the sharp edges of a mask.<\/span><\/p>\n<p><span>Each network builds a representation of the input image. All the information is then aggregated into a single score.&nbsp;<\/span><\/p>\n<p><span>\u201cThat is what our customers see: whether or not we think the person is genuine or a spoof,\u201d said Romain Sabathe, Onfido\u2019s applied science lead for machine learning. <\/span><\/p>\n<p><span><br \/>Onfido\u2019s confidence in Motion derives, in part, from an unusual company division: a fraud creation unit.<\/span><\/p>\n<p><span>In a location that resembles a photo studio, the team tested various masks, lighting resolutions, videos, manipualted images, refresh rates, and angles. In total, they created more than 1000,000 different examples of fraud \u2014 which were used to train the <\/span><a href=\"https:\/\/thenextweb.com\/topic\/algorithm\" target=\"_blank\" rel=\"noopener noreferrer\"><span>algorithm<\/span><\/a><span>.&nbsp;<\/span><\/p>\n<p><span>Each case was tested on the system. If it passed the checks, the team probed Motion further with similar types of fraud, such as different versions of a mask. This generated a feedback loop of finding issues, resolving them, and improving the mechanism.<\/span><\/p>\n<p><span>Motion also had to work on a diverse range of users. Despite stereotypes about the victims, fraud affects most demographics <\/span><a href=\"https:\/\/www.nao.org.uk\/wp-content\/uploads\/2017\/06\/Online-Fraud.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span>fairly evenly<\/span><\/a><span>. To ensure the system serves them, Onfido deployed diverse training datasets and extensive testing. The company says this reduced algorithmic biases and false rejections across all geographical regions.&nbsp;<\/span><\/p>\n<h2>Plotting fraud<\/h2>\n<p><span>Sabathe demonstrated how Motion works when a fraudster uses a mask.&nbsp;<\/span><\/p>\n<p><span>When the system captures his face, it extracts information from the image. It then represents the findings as coordinates on a 3D chart.<\/span><\/p>\n<p><span>The chart is comprised of colored clusters, which correspond to features from both genuine users and types of fraud. When Sabathe puts the mask on, the system plots the image on the fraud cluster. As soon as he takes it off, the point enters the genuine cluster.<\/span><\/p>\n<p><span>\u201cWe can start understanding how the network interprets the different spoof types and the different genuine users that it sees based on that representation,\u201d he said.<\/span><\/p>\n<p><span><br \/>Onfido\u2019s head-turn technique resembles one <\/span><a href=\"https:\/\/thenextweb.com\/news\/to-detect-deepfake-video-call-ask-suspect-to-turn-sideways\" target=\"_blank\" rel=\"noopener noreferrer\"><span>revealed last month by Metaphysic.ai<\/span><\/a><span>, a startup behind the viral <a href=\"https:\/\/thenextweb.com\/news\/deepfake-tech-chris-ume-interview\" target=\"_blank\" rel=\"noopener noreferrer\">Tom Cruise deepfakes<\/a>. Researchers at the company discovered that a sideways glance could expose deepfake video callers.<\/span><\/p>\n<p><span>Di Nola notes that such synthetic media attacks remain rare \u2014 for now.<\/span><\/p>\n<p><span>\u201cIt\u2019s definitely not the most common type of attack that we see in production,\u201d she said. \u201cBut it is an area that we are aware of and that we are investing in.\u201d<\/span><\/p>\n<p><span>In the field of identity fraud, both attacks and defenses will continue to rapidly evolve.<\/span><\/p>\n<p> <a href=\"https:\/\/thenextweb.com\/news\/onfido-launches-industry-first-biometric-id-verification-system-motion\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A UK scale-up this week unveiled an industry-first approach to identity verification: asking users to turn their heads. Onfido, an Oxford University spin-out, launched the software amid surging identity fraud. Growing economic&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts\/12178"}],"collection":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12178"}],"version-history":[{"count":0,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts\/12178\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}