{"id":16628,"date":"2025-08-11T07:00:40","date_gmt":"2025-08-11T07:00:40","guid":{"rendered":"http:\/\/TheNextWeb=1414288"},"modified":"2025-08-11T07:00:40","modified_gmt":"2025-08-11T07:00:40","slug":"opinion-europe-can-regulate-its-way-to-a-better-fintech-future","status":"publish","type":"post","link":"https:\/\/www.londonchiropracter.com\/?p=16628","title":{"rendered":"Opinion: Europe can regulate its way to a better fintech future"},"content":{"rendered":"<p> <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/img-cdn.tnwcdn.com\/image?fit=796%2C417&#038;url=https%3A%2F%2Fcdn0.tnwcdn.com%2Fwp-content%2Fblogs.dir%2F1%2Ffiles%2F2024%2F09%2FUntitled-design-40.jpg&#038;signature=c4343cbc685851216fb7ca7b6f9fd763\" width=\"796\" height=\"417\"><br \/>Crypto crashes, money laundering, and digital fraud \u2014 the EU\u2019s financial watchdogs have had enough. Regulatory bodies need to keep up by rolling out tighter regulations aimed at strengthening consumer protections and stabilising the market.\u00a0 As EU lawmakers scramble to protect consumers, others worry they are smothering growth. Case in point: in 2024, the FCA fined HSBC \u00a36.2mn for not properly treating customers in financial difficulty. The regulatory bodies are defending the public, but had restrictions been lighter, would HSBC have had more creative solutions for its customers, such as embedding personalised, data-first lending? Banks have been fearful of exploring&#8230;<\/p>\n<p><a href=\"https:\/\/thenextweb.com\/news\/eu-fintech-regulations-mica-dora-amla?utm_source=social&#038;utm_medium=feed&#038;utm_campaign=profeed\">This story continues<\/a> at The Next Web<\/p>\n<p>Or just read more coverage about: <a href=\"https:\/\/thenextweb.com\/topic\/fintech\">Fintech<\/a> <a href=\"https:\/\/thenextweb.com\/news\/eu-fintech-regulations-mica-dora-amla\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crypto crashes, money laundering, and digital fraud \u2014 the EU\u2019s financial watchdogs have had enough. Regulatory bodies need to keep up by rolling out tighter regulations aimed at strengthening consumer protections and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":16629,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts\/16628"}],"collection":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16628"}],"version-history":[{"count":0,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts\/16628\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/media\/16629"}],"wp:attachment":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}