{"id":5770,"date":"2021-06-09T20:24:27","date_gmt":"2021-06-09T20:24:27","guid":{"rendered":"http:\/\/TheNextWeb=1356367"},"modified":"2021-06-09T20:24:27","modified_gmt":"2021-06-09T20:24:27","slug":"will-your-autonomous-car-abandon-you-if-you-miss-payments","status":"publish","type":"post","link":"https:\/\/www.londonchiropracter.com\/?p=5770","title":{"rendered":"Will your autonomous car abandon you if you miss payments?"},"content":{"rendered":"\n<p><i><span>This <a href=\"https:\/\/cleanfleetreport.com\/opinion-will-self-driving-cars-eventually-repossess-themselves\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">article<\/a> was originally published by <a href=\"https:\/\/cleanfleetreport.com\/author\/martinbanks\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Martin Banks<\/a> on<\/span><\/i><a href=\"https:\/\/cleanfleetreport.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><i><span>Clean Fleet Report<\/span><\/i><\/a><i><span>, a publication that gives its readers the information they need to move to cars and trucks with best fuel economy, including electric cars, fuel cells, plug-in hybrids, hybrids and advanced diesel and gasoline engines. <\/span><\/i><\/p>\n<h2>New technology raises new legal questions<\/h2>\n<p>More than <a href=\"https:\/\/techcrunch.com\/2019\/06\/11\/over-1400-self-driving-vehicles-are-now-in-testing-by-80-companies-across-the-u-s\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">1,400 autonomous vehicles<\/a> from more than 80 companies are being tested on US roads. As they continue to make headlines, their presence raises a few questions about how they might change society.<\/p>\n<p>These hypotheticals range from serious to ridiculous\u2013somewhere in the middle lies this question: If you were leasing a self-driving car and fell behind on payments, could it repossess itself? The repo process would certainly be easier if lenders could simply summon vehicles.<\/p>\n<p>This isn\u2019t the kind of thing that happens today, of course, but that could change. Electric trucks once seemed unlikely, and now <a href=\"https:\/\/modded.com\/this-is-what-the-future-of-electric-trucks-looks-like\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">multiple manufacturers offer electric pickups<\/a>, from Ford to <a href=\"https:\/\/cleanfleetreport.com\/opinion-tesla-cybertruck-revisited\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Tesla<\/a>. As self-driving car technology advances and society adapts, autonomous repossession could be possible.<\/p>\n<figure class=\"post-image post-mediaBleed aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1356374 js-lazy\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1.jpg\" alt=\"car, self-driving, future, electric, autonomous\" width=\"640\" height=\"368\" sizes=\"(max-width: 640px) 100vw, 640px\" data-srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1.jpg 640w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1-280x161.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1-470x270.jpg 470w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1-235x135.jpg 235w\"><figcaption>Credit: <a href=\"https:\/\/cleanfleetreport.com\/opinion-will-self-driving-cars-eventually-repossess-themselves\/\" target=\"_blank\" rel=\"noopener noreferrer\">Clean Fleet Report<\/a><\/figcaption><figcaption><a href=\"https:\/\/thenextweb.com\/news\/autonomous-self-driving-cars-repossess-syndication#\" data-url=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Feditorial.thenextweb.com%2Fshift%2F2021%2F06%2F09%2Fautonomous-self-driving-cars-repossess-syndication%2F&amp;via=thenextweb&amp;related=thenextweb&amp;text=Check out this picture on: Summoned home? Or summoned to repo?\" data-title=\"Share Summoned home? Or summoned to repo? on Twitter\" data-width=\"685\" data-height=\"500\" class=\"post-image-share popitup\" title=\"Share Summoned home? Or summoned to repo? on Twitter\"><i class=\"icon icon--inline icon--twitter--dark\"><\/i><\/a>Summoned home? Or summoned to repo?<\/figcaption><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1356374\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1.jpg\" alt=\"car, self-driving, future, electric, autonomous\" width=\"640\" height=\"368\" srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1.jpg 640w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1-280x161.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1-470x270.jpg 470w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/Source-AARP.org_-1-235x135.jpg 235w\"><\/noscript><\/figure>\n<h2>Technological barriers<\/h2>\n<p>One of the most significant barriers to automatic repo is self-driving cars\u2019 biggest obstacle as a whole: technology. Today\u2019s autonomous vehicles <a href=\"https:\/\/apnews.com\/article\/california-581df4f669e77269005ea3feede49713\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">can\u2019t drive themselves<\/a>, and it could take years before that\u2019s a possibility. Traffic has too many variables, and if a self-driving car crashes on its way back to the lender, automatic repo isn\u2019t worth the convenience.<\/p>\n<figure class=\"post-image post-mediaBleed aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1356372 js-lazy\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_.jpg\" alt=\"self-driving cars, future, electric, repossesion\" width=\"480\" height=\"320\" sizes=\"(max-width: 480px) 100vw, 480px\" data-srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_.jpg 480w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_-280x187.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_-405x270.jpg 405w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_-203x135.jpg 203w\"><figcaption>Credit: <a href=\"https:\/\/cleanfleetreport.com\/opinion-will-self-driving-cars-eventually-repossess-themselves\/\" target=\"_blank\" rel=\"noopener noreferrer\">Clean Fleet Report<\/a><\/figcaption><figcaption><a href=\"https:\/\/thenextweb.com\/news\/autonomous-self-driving-cars-repossess-syndication#\" data-url=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Feditorial.thenextweb.com%2Fshift%2F2021%2F06%2F09%2Fautonomous-self-driving-cars-repossess-syndication%2F&amp;via=thenextweb&amp;related=thenextweb&amp;text=Check out this picture on: Autonomous vehicle technology is advancing, but it\u2019s not there yet.\" data-title=\"Share Autonomous vehicle technology is advancing, but it\u2019s not there yet. on Twitter\" data-width=\"685\" data-height=\"500\" class=\"post-image-share popitup\" title=\"Share Autonomous vehicle technology is advancing, but it\u2019s not there yet. on Twitter\"><i class=\"icon icon--inline icon--twitter--dark\"><\/i><\/a>Autonomous vehicle technology is advancing, but it\u2019s not there yet.<\/figcaption><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1356372\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_.jpg\" alt=\"self-driving cars, future, electric, repossesion\" width=\"480\" height=\"320\" srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_.jpg 480w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_-280x187.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_-405x270.jpg 405w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/06\/aurora.com_-203x135.jpg 203w\"><\/noscript><\/figure>\n<p>Lenders would also have to start these vehicles remotely. Remote starters do exist, but they typically have <a href=\"https:\/\/www.popularmechanics.com\/cars\/a34512303\/best-remote-car-starters\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">ranges of less than a mile<\/a>, which is likely too short for most repo situations. These systems would have to work across long distances, which could be challenging to implement without any interference.<\/p>\n<p>Advances in tech could fix both of these problems. The necessary wireless infrastructure for long-range remote startup could come as 5G networks roll out. The actual self-driving features face a more substantial challenge, though.<\/p>\n<p>For autonomous repo to be worthwhile, self-driving features need to be near-perfect. As long as driverless navigation is even marginally less safe than a human driver, traditional repo is a more sensible option. Considering how complex this technology will have to be, that level of autonomous driving could take years to achieve.<\/p>\n<h2>Legal considerations<\/h2>\n<p>Even if the technology existed for autonomous repossession to be possible, there would be a few legal considerations. Repo agents can <a href=\"https:\/\/liftandtow.com\/understanding-the-car-repossession-process\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">legally enter your property<\/a> to claim a vehicle, so there\u2019s no trouble with the act of summoning a car from someone\u2019s property itself. Complications arise in some specific situations, though.<\/p>\n<figure class=\"post-image post-mediaBleed aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-1090030 js-lazy\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one.jpg\" alt=\"Car, self-driving, future, electric\" width=\"565\" height=\"372\" sizes=\"(max-width: 565px) 100vw, 565px\" data-srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one.jpg 790w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one-280x184.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one-410x270.jpg 410w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one-205x135.jpg 205w\"><figcaption><a href=\"https:\/\/thenextweb.com\/news\/autonomous-self-driving-cars-repossess-syndication#\" data-url=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Feditorial.thenextweb.com%2Fshift%2F2021%2F06%2F09%2Fautonomous-self-driving-cars-repossess-syndication%2F&amp;via=thenextweb&amp;related=thenextweb&amp;text=Check out this picture on: Even if they can, will they?\" data-title=\"Share Even if they can, will they? on Twitter\" data-width=\"685\" data-height=\"500\" class=\"post-image-share popitup\" title=\"Share Even if they can, will they? on Twitter\"><i class=\"icon icon--inline icon--twitter--dark\"><\/i><\/a>Even if they can, will they?<\/figcaption><noscript><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-1090030\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one.jpg\" alt=\"Car, self-driving, future, electric\" width=\"565\" height=\"372\" srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one.jpg 790w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one-280x184.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one-410x270.jpg 410w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2017\/11\/self-driving-one-205x135.jpg 205w\"><\/noscript><\/figure>\n<p>Imagine if someone was in their car when the lender decided to repossess it. Controls would likely be in place so the commands would override any action from the driver, but that also means the car will come with a person. Someone could possibly make the case that this counts as abduction.<\/p>\n<p>Laws will have to evolve along with technology to clarify situations like this. Considering how some experts say it <a href=\"https:\/\/www.nytimes.com\/2021\/05\/24\/technology\/self-driving-cars-wait.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">may be another 30 years<\/a> before self-driving cars are common, this legislation won\u2019t appear for a while.<\/p>\n<p>Given this legal ambiguity, many lenders may not want to establish a remote repo system even if they could. It will take more clarification and precedent for companies to feel comfortable using self-driving features this way. As it is right now, many companies can <a href=\"https:\/\/dealbook.nytimes.com\/2014\/09\/24\/miss-a-payment-good-luck-moving-that-car\/?_php=true&amp;_type=blogs&amp;_php=true&amp;_type=blogs&amp;_r=1&amp;\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">remotely disable a car<\/a> to prevent it from being used if you fall behind on a payment.<\/p>\n<h2>The future of self-driving cars remains uncertain<\/h2>\n<p>Eventually, self-driving cars will technically be able to repossess themselves. The necessary technology could theoretically exist within a few years, although it won\u2019t be reliable enough to make business sense for several more. Even when technology has caught up, it\u2019s unclear if repo agencies and lenders would want to use these features.<\/p>\n<p>The future of autonomous repo, like that of self-driving cars themselves, is still open-ended. It will certainly be possible at some point. Whether it\u2019ll be preferable is another matter.<\/p>\n<hr>\n<p><i><span>Do EVs excite your electrons? Do ebikes get your wheels spinning? Do self-driving cars get you all charged up?&nbsp;<\/span><\/i><\/p>\n<p><i><span>Then you need the weekly SHIFT newsletter in your life. <\/span><\/i><a href=\"https:\/\/share.hsforms.com\/1YPSj53mFQtSeGzy8o72bsw47gef\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><i><span>Click here to sign up<\/span><\/i><\/a><i><span>.<\/span><\/i><\/p>\n<p> <a href=\"https:\/\/thenextweb.com\/news\/autonomous-self-driving-cars-repossess-syndication\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article was originally published by Martin Banks onClean Fleet Report, a publication that gives its readers the information they need to move to cars and trucks with best fuel economy, including&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5771,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts\/5770"}],"collection":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5770"}],"version-history":[{"count":0,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/posts\/5770\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=\/wp\/v2\/media\/5771"}],"wp:attachment":[{"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.londonchiropracter.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}